25 Ways That You Can Start Saving More Money Now

It's Automatic

It's Automatic

Set your compulsory repayments up so that they are done automatically. That way, you won't see the money and be tempted to spend it before you've fulfilled your financial obligations.

Don't Pay Fees

Don't Pay Fees

There are many banks you can keep your money in. Choose one with minimal or even no fees to access what is essentially yours anyway.



Reward Credit Cards

Reward Credit Cards

Use only a cash back credit card for absolutely all of your purchases.

Track Spending

Track Spending

Have a firm and absolute knowledge of your spending and investments. It's amazing how many people forget where their money is going because they forgot about a direct debit or something like that. You're throwing money away if it isn't absolutely necessary.



Buy Insurance

Buy Insurance

It might seem counter-intuitive to suggest spending money is the best way to save, however, when it comes to the inevitable situation where you need it, it just might save your ass (and by "ass" I mean "bank account")!

Get Rid Of Debt

Get Rid Of Debt

So you're probably going to have a mortgage, and that's fine, but as for other things like student loans, personal loans, credit cards, etc, the very best thing you an do for your financial health is pay these things off as quick as possible.



Do You Need Cable?

Do You Need Cable?

Do you really need things like cable? I mean, Netflix is quite cheap, right? The point is, ask yourself how much you actually use it and if the answer is anywhere around "not that much" then maybe it's time to stop spending on something you don't really need.

Same Goes For Your Cell Phone

Same Goes For Your Cell Phone

When it comes to your cell phone, sure, you probably use it more than cable, but so many of us would do well to actually look at our plans and check if we're actually getting the best bang:buck ratio for our needs.



Programmable Thermostat

Programmable Thermostat

This might sound like an odd thing to mention, however, if it's money we're trying to save, having energy output to better match your needs will certainly help. It can help save a lot of money!

Use A Fan

Use A Fan

Simple: run a ceiling or floor fan instead of your air-conditioner. I know it doesn't help you in winter, but in summer...



Compact Fluorescent Lights

Compact Fluorescent Lights

Compact fluorescent lights use only about one quarter of the energy of your regular incandescent bulbs and last a lot longer. Enough said.

Use Coupons

Use Coupons

I know it might feel a little stingy or perhaps it just doesn't feel like it's going to do much good by saving a few cents here and there, but it really does add up over the course of say, one year.



Find Deals

Find Deals

There are a myriad of different websites where you can find a good deal on whatever it is that you need/want. Sure, there's a whole heap that are solely there to rip you off too, but find a website or two you can trust and use them each time to actively search out good deals.

Research The Big Ones

Research The Big Ones

Along the same lines as the last point in finding a good deal, is actively researching and planning a major purchase. For example, when it comes to buying a car or planning a vacation, you can save hundreds or even thousands of dollars by finding out exactly what it is that you want and how to get it at the best price. Maybe you could start by reading customer reviews and go from there.



Buy Quality

Buy Quality

Perhaps this is one of those again, where it seems like we're spending more money on purpose. However, if you spend just a little extra to get a good quality product, for the most part, you should find that it doesn't need replacing anywhere near as often as the inferior product, and so should save you some hard-earned in the long run.

The Flipside Of That Coin...Buy Generic

The Flipside Of That Coin...Buy Generic

Yes, I'm about to suggest the complete opposite of that last point, however, you need to be able to discern which purchases this point applies to and which the last one concerns itself with.

We're talking things like over-the-counter medicines and a lot of different types of food when we suggest that many of the products on the market which are generic, are just as good as those for which you will pay more money.



Warehouse Membership

Warehouse Membership

It might cost you a little bit to join in the first place but for many people, this is totally worth the amount you will save over the course of a financial year.

Rewards Cards

Rewards Cards

...Or you could simply stick with the grocery store rewards cards. If you save like, 5 or 10% each time you visit, you'll end up saving a whole lot over time.



Cook At Home

Cook At Home

It goes without saying that eating in will save you cash and yet, so often it is one that we forget. Sure, it's a bit more effort and all but it's also going to save you a bunch of cash (and perhaps even a little kinder to your heart and waistline too).

Eat Leftovers

Eat Leftovers

When you throw away something you didn't finish, you might as well place the money you paid for it in the trash too.



Make Use Of The Library

Make Use Of The Library

Hey, before you laugh this one off, consider that, even if the DVDs they have in stock (that you can borrow for free) aren't your favorites, they still have free WiFi.

Get Outdoors

Get Outdoors

Pretty much any indoor activity I can think of (besides that one - and even then...) costs money. However, hiking, swimming, etc, are virtually free, past the expense of the gas you put in your car to get you there.



Keep An Eye On Your Subscriptions

Keep An Eye On Your Subscriptions

I'm not about to tell you what to do with your Premium Pornhub account, but perhaps you could take more care with things like Netflix, Amazon Prime, etc. And I'm not even suggesting that you should stop these things. If you're renting or buying movies and TV shows each time you feel like watching, maybe it's time to think about Netflix.

Look After Your Stuff

Look After Your Stuff

Just because you don't have the car of your dreams, doesn't mean that you shouldn't be looking after it. You should! If you take care of your things, they'll last longer and save you money. Simple.



If You Can Do It Yourself...

If You Can Do It Yourself...

If you know how to fix your car yourself, or you're not too shabby with home improvements, then it's a given that you can save money by doing it yourself. On the other hand, if you don't know how, you might end up making it worse and costing yourself even more money!